Recruit Agents With Video

Posted on November 1, 2019November 1, 2019 by The Profitable Recruiter

01 Nov

A HUGE Thanks and shout out to Michael Krisa for sharing his video recruiting strategies with our members and guests! With powerful insights and how-to’s it was a jam-packed hour of information! Watch it on demand below.

As Michael said, it’s time to get your recruiting ducks in a row! (Before January rolls around!)

If you’re interested in learning more about the kind of video strategies Michael teaches, you can reach him at michael@quickpageapp.com.

If you want to know more about his video email 14-Day free trial, visit: Quickpage.io/michael.

Continue to learn how to be the master recruiting skills and be the broker to join in your market. If recruiting is a challenge for you, we can help. Join The Profitable Recruiter and gain access to 7+ hours of audio training via downloadable links, powerful recruiting letters and notes, emails, social media tips, over 30 webinars for recruiting and retention, and opportunities to network with the best of the best. Join today and take advantage of our special offer of 50% off with the promo code 50OFF any pro membership.

Not sure if this is the right thing for your company? Watch this video on demand to learn why brokers across the country are making it their turn to way to stay positioned for recruiting success in today’s market — and putting the fun back into their recruiting. (Which is way better than dread – right?) We’re taking the guesswork out of recruiting for brokers — and they are loving it. We can do the same for you! Questions? Email us today.

Are the Disruptions in the Market Impacting Retention?

Posted on October 17, 2019October 17, 2019 by The Profitable Recruiter

17 Oct

Keeping Your Team Together

By Real Estate Recruiting Coach Judy LaDeur

Today’s best agents are being heavily recruited, and the options that are being presented are enticing: Checks, marketing packages, leads, specialized branding, shiny new tools and even retirement options. For many Brokers that we are talking to, it’s definitely more stressful than it has been in the past. New technology and changes in the way that business is being done require that Brokers stay sharp, at the top of their game and in tune with the tools agents need to compete in a world where consumers are more educated and also have more options.

Are Brokers losing their agents to the competition? That depends. Most of our clients are NOT losing agents, or at least no more than normal. It is recruiting season, which means that a certain percentage of agents will change firms, but the question is why are they leaving, and what are they looking for?

Here are some facts with regard to why agents leave firms

Weak agents will always look for an easier way to make a living.
If the company is not staying current, delivering the tools that agents need, the best agents will leave.
Some agents are not prepared for retirement, which might only be a few years away. They are looking for a solution. If your company does not have a solution, you might lose those agents.
Agents want to feel appreciated and will leave if they feel they aren’t.
For some agents, it’s all about money, so they will leave for a higher split, lower fee, or a check.
Some agents are not willing to do what it takes to succeed, so they quit.

If you are losing 10% of your agent base per year, or more, you definitely should take steps to increase retention.

But the question today is, “Will the new startup companies in the market, or the many changes taking place, make it more difficult to retain your agents?” That depends on YOU, the Broker.

Retention is about creating VALUE on two levels. You with the agent and the agent with the consumer. Both are your responsibility.

Ask yourself these questions:

Do your agents have what they need to compete in today’s real estate market?
Are you meeting the needs of the agents and the demands of the consumer?
Are your agents educated about their competition, and can they show enough value to overcome objections and secure the listing?
Are you engaged and connected to your agents? Do they enjoy working at your firm?
Is each of your agents selling at least 6 homes per year?
Do your agents have the technology to be fully mobile?

If the answers to those questions are yes, then you are doing great. If not, what can you do to fully support the agents, and meet the demands of the consumer?

A NAR 2018 survey shows that 85% of agents want to be fully mobile when it comes to their real estate career. They want to manage their transactions from start to finish on their mobile device. They also want what they need to be delivered fast because speed matters today. The consumer expects speed and when the agents don’t, or can’t respond fast enough, it creates stress.

The good news is that it’s still about the relationship for most agents, as well as most consumers. Here are some ideas to maintain that relationship:

Create a superior “high touch” experience for the agent and consumer.
Use videos to stay in touch with agents and clients. It’s more personal.
Add a Consumer Care Specialist or Agent Services Specialist.
Use technology to automate processes and increase efficiency, allowing them to sell more with less stress.
The MAJORITY of Home Sellers and Buyers still want an agent to hold their hand during the transaction.

What’s Your Action Plan?

Your Agents Are Your #1 Asset and #1 Clients. How can you honor that relationship?
They love food, fun, and recognition!
Now is the also the time to teach your agents who want “out” to sell their business and transfer it to one of your agents.

Let today’s changes inspire and motivate you to create new ways of doing business and propel your business to a new level.

Profitable Recruiter Members, log in here and visit webinars on demand to watch our recent webinar all about the DISRUPTORS in our industry.

Continue to learn how to be the master recruiting skills and be the broker to join in your market. Bookmark our blog, and join The Profitable Recruiter today. We have a full spectrum of membership benefits with all the tools, strategies and solutions you need to position yourself to win this year and every year. Our goal is for you to become the “turn-to” broker in your area for every agent.

Join today and take advantage of our special offer of 50% off with the promo code 50OFF any 6 month or annual membership. That’s 50% off everything you need to be in the right place at the right time when the agents you want are ready to make a move – including SEVEN HOURS of recruiting audio training! What are you waiting for? When you join – you and up to 10 managers can access your account! Try it for a month and see what it can do for you.

Real Estate Recruiting Season Webinar

Posted on September 29, 2019September 30, 2019 by The Profitable Recruiter

29 Sep

Thank you to everyone who turned out for our webinar discussing what’s working and what is NOT in the world of real estate recruiting right now. October is the time to take decisive and strategic action to recruit the agents you want for your team — and to help keep your current team members from getting recruited away!

Watch it on demand below…

Put systems in place. Be persistent and consistent in your efforts. If you don’t have a system in place, we can help! Become a member of The Profitable Recruiter today, and put the power of done-for-you content and tools that make recruiting experienced and new agents easier, less time-consuming, and even fun.

Register today and use the promo code 50OFF to save 50% on any 6-month or annual membership. Got questions? Email us! We’d love to help!

The Disrupters: How Will They Change the Face of Real Estate?

Posted on August 1, 2019August 1, 2019 by The Profitable Recruiter

01 Aug

The word we keep hearing in the marketplace is the “disrupters”. What are they, who are they, and are they here to stay? My prediction is yes. Disrupters by their definition are an event or an organization that disrupts the flow of business as it has always been done. They shake up the marketplace, and in some cases, change entire industries. A few disrupters that we have all seen in recent years are Uber, Airbnb, and YouTube. They broke the rules, gained momentum, got sued, won, and almost overnight three major industries were forever changed.

Now we are seeing even more disrupters in the real estate industry. Players who are not playing by the “rules” that we have established. Mega-startups are presenting our best agents with huge checks which is not playing by the rules. Companies are mad, and some are fighting back. But we have seen that in the past, so it’s not entirely new. They are offering virtual platforms, but that’s not new. Discount brokerages are popping up, but that’s not new either. So what’s causing all the commotion? I think it’s a lot of things all happening at the same time, but the real disrupters to our industry are technology and dollars — millions in private funding for the new start-ups.

Technology is being funded and fueled by hundreds of millions of dollars this year, and that is something that we have NOT seen in the past. That is the true disrupter. Why? Because we can’t stop technology from changing the face of our industry or changing the way that business will be done as we move forward. This is a change that is causing many Brokers to reinvent themselves and how they will do business in the future, while others will fight, kick, scream and refuse to budge from their position, for now. What is different about this change is that the consumer is being educated about the new tools, the new technology, the new apps, the new transparency and the new way to buy and sell homes. This is impacting our industry at a grass roots level, which is the consumer.

Yes, there are many disrupters hitting many of you at the same time. For now, the major markets are the targets, and those Brokers are feeling it. It’s not just incentives for agents, but it’s incentives for consumers. New toys that the consumer can use to buy and sell, and that’s why I think Brokers and agents need to pay attention and up their game.

I receive calls weekly from Brokers and clients who are nervous and looking for direction. Many of them are letting the fear of change create chaos in the companies. Change is a given — how you respond to it will make all the difference!

What’s the solution? Whether you are a Broker or an agent, there are three ways to keep those disrupters from disrupting your business.

#1: Build the relationships. We are an emotion-based industry, filled with emotional agents, emotional buyers, and emotional sellers. Most people want to have that REALTOR that they trust at their side, and most agents want that Broker that they can see and talk to. As a Broker, what are you doing to build and maintain the relationships with your agents, your greatest asset? Most of them just want to know that they are appreciated and cared for. It’s also time to train your agents to build that trust and relationship with their clients and customers. Remind them to stay positioned with their weekly emails, which are a great tool to keep positioned for referrals and repeat business.

#2: Set yourself, your agents and your company apart with specialization. Be the expert in your geographic area, or your area of expertise or a niche. Those who set themselves apart have always survived the ups and downs of real estate and typically are the Brokers and agents at the top.

#3: Learn how to compete on value. People will always pay more for a product if you can show and prove value. I see this as the number one area that Brokers and agents should give special attention to. What is the value for each of your tools and services and can you PROVE the value?

The combination of relationship, specialization, and proving value is the solution. I think much of the fear right now from Brokers is due to the fact that this is feels overwhelming. With so many changes — it can feel difficult to keep up.

Farmers insurance has a great commercial with J.K. Simmons who says, “We know a thing or two because we’ve seen a thing or two.” I’ve seen all the disruptors of our industry for the past 40 years. I know a thing of two because I’ve seen a thing or two and survived it. We’ll get through these changes together!

If you are battling the Disruptors in your market, or just want help recruiting the best agents, based ON VALUE, let us help you navigate through uncertain times and come out on top!

Profitable Recruiter Members, log in here and watch last month’s webinar on demand all about the DISRUPTERS in our industry.

Join today and take advantage of our special offer of 45% off with the promo code 45OFF any 6 month or annual membership. That’s 45% off everything you need to be in the right place at the right time when the agents you want are ready to make a move – including SEVEN HOURS of recruiting audio training! What are you waiting for? When you join – you and up to 10 managers can access your account! Try it for a month and see what it can do for you.

Disruptions in the Marketplace: What it Means for Brokers

Posted on July 16, 2019 by The Profitable Recruiter

16 Jul

By Judy LaDeur

The buzzword for the last 18 months? DISRUPTER.

A disrupter is anything that disrupts the way that we do business. Your ability to remain profitable is determined by how you and your agents respond to disrupters. There will ALWAYS be disrupters and disrupters will always affect our industry and retention.

So much change has happened. New companies jockeying to take over the market, and a few who left the market or merged. There have been billions of dollars in investor backing for startups 18 months ago, but not so much today. Now we are seeing leadership shakeups, mergers, alliances, technology – and lawsuits. And honestly – we won’t even know the full extent of disruption for probably two years!

So, what do agents want and need during this time of change?

Solutions. Calm. Systems. Training. Tools. Answers. Now is the time to improve, re-engage, and re-examine what you by way of offerings and determine where you can make things even better.

If you can be agent-centric and provide the support that they need to be consumer-centric – you’ll have a winning combination.

On our recent webinar, I shared the stats and numbers you need to compete in this changing and sometimes challenging market.

Profitable Recruiter Members, login here and head to Webinars on Demand to watch the full hour video.

The bottom line?

Know your numbers. Understand where you are right now in terms of agents, growth, retention, and market share.
Know your competitors. Who is growing in your market? Who is adding services and tools? Who has the kind of training agents are lining up for?
Know your value. What are the things that you do or offer that are exceptional? How can you not only build on that value, but improve on it?

We’ve put together this worksheet to help you evaluate where you are and where you can create the shifts you need to be a 5-star office that agents can’t wait to join! Profitable Recruiter Members, you’ll find the pdf version of this in your Resource section, along with stats that I shared on the webinar.

Want to learn how to master these skills and build an extraordinary team? Bookmark our blog, and join The Profitable Recruiter today. We have a full spectrum of membership benefits with all the tools, strategies and solutions you need to position yourself to win this year and every year. Our goal is for you to become the “turn-to” broker in your area for every agent.

Join today and take advantage of our special offer of 40% off with the promo code 40OFF any pro membership. That’s 40% off everything you need to be in the right place at the right time when the agents you want are ready to make a move – including SEVEN HOURS of recruiting audio training! What are you waiting for? When you join – you and up to 10 managers can access your account! Try it for a month and see what it can do for you.

Getting UNSTUCK | Moving Your Recruiting Forward with a Plan

Posted on March 1, 2019 by The Profitable Recruiter

01 Mar

This is the time to get out of your own way as brokers and managers — and get unstuck from old habits and strategies. In a market filled with distractions and disruptors — it’s vital for you to ensure that you have all systems in go mode to recruit the team you want this year. That’s why we wanted to share our video on demand with you all!

Want to learn more about mastering your management and recruiting skills? We have a full spectrum of membership benefits with all the tools, strategies and solutions you need to position yourself to win this year and every year. Our goal is for you to become the “turn-to” broker in your area for every agent.

Join today and take advantage of our special offer of 45% off with the promo code 45OFF any 6 month or annual membership. That’s 45% off everything you need to be in the right place at the right time when the agents you want are ready to make a move – including SEVEN HOURS of recruiting audio training! What are you waiting for? When you join – you and up to 10 managers can access your account! Try it for a month and see what it can do for you.

Agent-Centric Offices or Consumer-Centric offices?

Posted on February 7, 2019 by The Profitable Recruiter

07 Feb

By Real Estate Recruiting Coach Judy LaDeur

I am reading a lot of articles which say that 2019 is the year of the consumer-centric real estate office. Let’s evaluate that. I’ve always believed in managing from the top down, one layer at a time. Leading from the top down, one layer at a time, with the right people, is still the most effective way to be a profitable and dominant real estate organization. Nothing that I’ve seen in the past year or two has changed that belief.

What that means is that the owner, the person at the top of the pyramid, needs to be a visionary. They’re the rainmakers. They create opportunities. They create the atmosphere. They have the vision and they share it with the builders of the organization. That’s what they love to do! Here’s the catch — every good visionary needs a person to keep it all running and to keep it together. The Leader needs a person with great people skills and lots of patience. Sometimes this is a general manager. Sometimes it’s a manager. If the leader of the organization chooses the right individual, who cares about their people and gives them the support, that’s the best recipe for success.

Next, empower that person or persons to hire the right agents. When you take care of your agents and give them what they need, emotionally, physically, and professionally, they will take care of your clients. Ours is a relationship business which means that the client needs to have a relationship with the agents for repeat referral business and long-term business relationships. When everyone from the top down embraces and empowers those in their care to do their job to the best of their ability, everyone wins. Well-trained, well-educated agents who care for consumers. I think that is when the consumer wins.

What is a consumer-centric organization? That’s when the person at the top jumps over the agent and focuses on what the consumer wants and needs. From my viewpoint, 20% of consumers would like to handle every aspect of the transaction. They love all the new technology as well as the control that they now have to be involved if they choose to do so. However, 80% of consumers still prefer to have an agent they know and trust to handle the details for them. Agents-centric or consumer-centric? My money’s on agent-centric. Not only today but as we go into the future.

Join today and take advantage of our special offer of 45% off with the promo code 45OFF any 6 month or annual membership. That’s 45% off everything you need to be in the right place at the right time when the agents you want are ready to make a move – including SEVEN HOURS of recruiting audio training! What are you waiting for? When you join – you and up to 10 managers can access your account! Try it for a month and see what it can do for you.

Growth, Culture, & Retention Webinar

Posted on January 24, 2019 by The Profitable Recruiter

How one powerhouse recruiter brought on board 52 agents in just three months?

We are delighted to share our January Profitable Recruiting webinar with everyone to kick start our 2019 off on an amazing foot. Learn the strategies, mindsets, and tools she learned from Judy LaDeur’s One-On-One retreat coupled with savvy marketing intuition, and a passion for hitting her goals.

Meet Jackie Root, who, nine months after becoming an agent, (after a long career in marketing and development) Jackie was asked if she would be willing to create a position that did not exist at that time and work with her company’s team to grow the company. Her compelling insights, ideas, and strategies to increase culture, agent retention, and expand into new markets took them from 215 agents to 487 and increased transactions from 4500 per year to 6850 this year and went over a billion dollars in volume.

You’re going to want to take notes — and then take ACTION! Thank you, Jackie, for sharing with our membership!

It’s time for every broker to make this YOUR year for increasing profits, productivity, and growing your team with the right agents for your organization.

Want to get results like Jackie is getting? We can help!

Learn how to master recruiting skills and be the broker to join in your market. We have a full spectrum of membership benefits with all the tools, strategies and solutions you need to position yourself to win this year and every year. Our goal is for you to become the “turn-to” broker in your area for every agent.

Join today and take advantage of our special offer of 45% off with the promo code 45OFF any 6 month or annual membership. That’s 45% off everything you need to be in the right place at the right time when the agents you want are ready to make a move – including SEVEN HOURS of recruiting audio training! What are you waiting for? When you join – you and up to 10 managers can access your account! Try it for a month and see what it can do for you.

Disruption Doubt and Industry Predictions

Posted on January 16, 2019 by The Profitable Recruiter

16 Jan

By Judy LaDeur

Take a poll of brokers from all over North America, and most will tell you that they thought 2018 was a year of change largely filled with many disruptors. However, I have to ask, did they REALLY play the huge role everyone thought they would?

There were many new startup companies, some they’re still around, but talk has definitely died down. From my perspective, the two primary disrupters in 2018 were technology and private funding. I think 2018 will long be remembered as the year of new technology and change. Everyone is still scrambling to get their sites completed, renovated, updated and relevant. The new technology is a permanent change, and we predict that it will benefit all. My predictions at the beginning of 2018 were that the disruptors would not truly interrupt most businesses and that the focus of every broker should be that of taking great care of their agents, staying vigilant, and providing the tools and resources that agents need most to best serve their clients.

As 2018 came to an end, those companies who paid attention to their agents and stayed focused and prepared to deliver the tools, training, support, and guidance their agents needed to serve their clients and community – they were the real winners. I don’t see technology as the disruptor in 2019. I see it as the catalyst to take our industry forward. Will private funding continue? As long as the market stays strong, private funding will continue to flood into our market. There were a lot of lessons learned in 2018. A big lesson that many brokers learned was that agents don’t usually leave just because there is a check being offered. Statistically speaking, market research shows that only 20% of agents approached with a monetary enticement made the decision to leave. I talked to many agents who did take a check. Each one who accepted a check confirmed that they had already made the decision to leave the company they were with. The check just made the choice of companies to go to easier.

Looking ahead, I think 2020 will be a very interesting year. Many agents who made a move in 2018 are under a two-year contract, so the pressure is on those companies to provide the agents with the support they want, to make them feel special, and to create the experience that they’re looking for. If not, I think those companies will see those same agents leave in search of that experience they had hoped to find when they made the move to begin with. My message remains the same for brokers. Most agents are emotional decision makers which means that they are in it for the connection, the feeling they get when they are part of your team. The support that they feel. The sense of belonging. These are all big factors for agents that will determine whether they will stay or go.

Some are predicting that this year will be the year of the consumer and that ours is becoming a consumer-centric industry. Here’s my prediction for 2019. The Brokers who will come out on top are those who remain agent-centric. I saw many examples over the last 12 months. Don’t worry about your competitors in 2019. Keep your eye on your game, and up your game, if needed. Focus on the needs of your agents. Create an experience within your organization that they want to be part of. Recruiting agents is easier when you create the experience. My final closing tip for every broker is that 2019 is going to be a great year to increase profits. If you want to increase your profits, you have to increase your revenue. You increase your revenue by increasing the number of productive agents that you add to your team and by increasing the number of opportunities that your agents have to do business. How can you improve their skills so they can do more business? It’s going to be a great year. Are you ready?

Join today and take advantage of our special offer of 45% off with the promo code 45OFF any 6 month or annual membership. That’s 45% off everything you need to be in the right place at the right time when the agents you want are ready to make a move – including SEVEN HOURS of recruiting audio training! What are you waiting for? When you join – you and up to 10 managers can access your account! Try it for a month and see what it can do for you.

Define Your Compelling Reasons

Posted on January 6, 2019January 9, 2019 by The Profitable Recruiter

06 Jan

What Makes You DIFFERENT?

by Real Estate Recruiting Coach Judy LaDeur

The most important asset within your company is the people. Attracting the right people means attracting those aligned with your values and vision. This gives you an opportunity to create a flourishing environment that translates into an improved bottom line.

Putting a strong team in place will require you to answer a few tough questions first. You must be able to share details about your company in “what’s in it for them” terms. Explain how a move would benefit them both personally and professionally. Because let’s face it, switching companies is a very scary decision for most people. Diffuse fears by accurately and effectively sharing the “WHY” that sets you apart from your competition. What does this look like?

You must clearly define:

What you do better than your competitors
What you are doing that your competitors are not
How you can help potential recruits earn more money through your systems and tools
How you enhance the working environment of your agents
What real results other members of your team have seen since making a move

Once you answer those questions, the next step is spelling out the reasons any agent would want to join your team. In my training, I ask each broker to come up with their 12 most compelling reasons. Unfortunately, twelve reasons can be difficult for a lot of brokers. For that reason, we have created a blueprint that you can follow to begin crafting your own list.

12 Compelling Reasons Recruits Will Say YES to Joining Your Company

# 1: Strong Leadership: Vision, support for problem-solving, and leaders who are acting like leaders. Take it one step further and determine what specific value you and your expertise bring to your team.

#2: Lead Generation: Agents need to prospect, but they want companies that are working to generate leads for them as well. There are lead generation companies out there that are charging agents up to $1000 a month for leads and believe it or not, agents are paying. Why? Because agents want those internet leads, or any leads that the company can provide. What are you willing to provide?

#3: Name Brand Awareness: Companies with a strong presence in the market, locally and nationally, are doing well with their recruiting efforts. Name awareness is tied to market share. The best agents understand that the stronger the name/market share, the easier it is to compete for business.

#4: Education/ training: Agents are looking to fine-tune their skills. Many agents know they need to get back to the basics and most realize the value of staying current in an ever-changing real estate industry. The best agents also understand the value of securing specialized training or securing certain designations for areas of specialization. Such areas might include: Luxury market training, working with seniors, working the condo market, working with various ethnic groups which are moving into the country, and working the short sale and foreclosure market.

#5: Positive office attitude and healthy environment in the office: Agents want a positive work environment with competent and positive peers. It is easy for me to see that the offices with the best production and best attitude have brokers with a great attitude. Those same brokers spent the last 5 years getting rid of their dead weight and many are more profitable today than they have been in years!

#6: Mastermind Groups and networking opportunities with other top producers: Many of the best agents enjoy connecting with the other successful agents. Their needs and approach to the real estate business is different from those just getting started, so why not give them the opportunity to grow and play together? Agents who work hard, play hard and spend time together are more likely to stay together.

#7: Marketing support/tools: Marketing is the #1 thing that agents need to stay in touch with their sphere and past customers. What can you do to assist or support their marketing efforts?

#8: Client/ data management tools: Many agents struggle when it comes to managing their data and client info. Do you have an easy-to-use customer relationship management tool that allows them to input their data, send out marketing, and locate client data quickly?

#9: Coaching and accountability: We see many companies implementing very successful coaching programs, with some great results. If the company does not provide coaching, the agents might hire outside the organization. The cost can range from $500 -$1000. What that tells me is this: if they want it and it has value to them, they will pay for it! Your agents need accountability and sometimes a third party is the best way to keep them on track and accountable. Your best option is to coach them yourself or have someone else in-house that can effectively coach them. If this isn’t possible, seek out a good coach and work out an agreement with them to coach those agents who want it.

#10: Administrative support: Agents are working harder, but most are not working smarter. What can you do to support them behind the scenes? What can you take off their plate to give them more balance in their life and work?

#11: Proven results with proven systems: It’s not enough to have systems and tools. You need to know what the results are from each of the systems and tools you offer. Use exact results, NAR survey results, national brand results, testimonials from your agents as well as success stories. Bring those results into your interviews. Everyone says they can help potential recruits, but those who can prove it are winning in today’s market.

#12: Security: The bottom line for any agent making a move is whether or not they will feel secure at their new location. The more answers you can provide on the above list, the better they will feel, and when they feel good…they join!

Profitable Recruiting Members- the PDF template for TWELVE compelling reasons recruiting package is on your membership platform. Go to the Resources for Recruiters tab on your navigation bar. You’ll see the download there as well as a new template for a new My Why testimonial template in various colors you can use to create social media posts with agent testimonials.

Need help customizing your templates for your company? Contact Julie today to learn more.

Want to learn more about building your dream team in less time and with less headaches? Join The Profitable Recruiter and gain access to 7 hours of training via downloadable links including interview skills, scripts, objection handlers, and more. PLUS, you’ll have access to entire libraries of recruiting letters and notes, emails, social media content, resources for recruiters, training webinars for recruiting and retention, and opportunities to network with the best of the best. Join today and take advantage of our special 40% off with the promo code 40OFF.